Companies

We offer insurance solutions for companies.

Once we have a studied the company´s activity, we provide a risk management service in order to transfer the risks to the insurance market. We can be of great assistance to the Human Resource teams advising them on group insurance policies of the company, such as life, accidents or health insurance.

Our portfolio includes varied companies and sectors for  which we provide global insurance solutions. These include: motor, communications, advertising, food, construction and real estate companies. We also work for trademark consultants, agencies, financial advisors, law firms and clinics.


MATERIAL DAMAGE INSURANCE:
The viability and success of a company begins with its physical presence.

Our policies guarantee against ALL RISK, subsequently maintaining the viability and continuity of a company under unforeseen events. Our insurance programs are tailor made for each client, based on their particular needs. We visit the different risk situations in order to adivise on the prevention and minimization of loss.

We have solutions for SMEs both in Spain and abroad, fully managing their multinational insurance programs.


CIVIL LIABILITY INSURANCE:
GENERAL AND PROFESIONAL LIABILITY:

We have at our client´s disposal maximum coverage for all activities and professions whereby they count with the best support and cover in the case of a loss.

LIABILITY FOR DIRECTORS AND OFFICERS - D&O:

Offers the maximum cover for  company Directors and Administrators, as well as for any employee  temporarily carrying out management or administrative tasks. We can offer insurance coverage for mobbing, crisis management and other newer covers available in the market.

These covers offer protection in emergency situations, not only in the cases of economic losses, but also a reputational loss due to an incident, that is equally damaging to a company.

OPERATIONAL LIABILITY:

Offers protection against claims by third parties as a result of the company's activity, both on its premises or elsewhere. This cover includes liability for employees carrying out their daily functions, their use of machinery or use of the premises itself as a means of business development. It also contemplates other company or employee activities against third party claims.

EMPLOYERS LIABILITY:

Offers the company protection against claims derived from work accidents and pays the legal defense fees. This cover is different to that provided by accident insurance included in group insurance policies.

PRODUCT LIABILITY:

Protects the company against third party claims for faulty products or services. We offer very high insurance limits and additional cover for product withdrawal costs of as well as the crisis management within the company.


GROUP INSURANCE POLICIES

Working together with the Human Resource team we study in depth the different situations of a company and the specific needs of its employees.

Our role is to offer the best solutions for group insurance policies, helping the company comply with its obligations towards its employees. We also introduce covers that improve the conditions of employees, thus guaranteeing the workers satisfaction within the company.

We study its financial-fiscal impact on the company and its employee.

Our activity is mainly focused on the following group insurance policies:
  • LIFE INSURANCE.
  • ACCIDENT INSURANCE.
  • HEALTH INSURANCE.
  • TRAVEL ASSISTANCE INSURANCE FOR PROFESIONALS.
  • PENSION PLANS.
  • RETIREMENT INSURANCE (pre-retirement and early retirement).

SPECIAL INSURANCE:
  • Key Man Insurance

    We offer solutions that guarantee the continuity and the success of a company in the case of an illness or accident of a key person in the company.

  • Unit Link Via Luxemburg

    For this insurance fiscal flexibility and confidentiality are key to its success.

  • Cyber Risk

    The increasing risk and huge economic losses resulting from cyber attacks, render this insurance product an ever increasing necessity for large and medium-sized companies.

    
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